Location : Bati, Kien Svay, Kong Pisei, Kampong Trabaek, Puok, Preah Vihear, Prey Veng, Ratanakiri, Skun, Stoeng Treng, and Takeo - Provide leadership to SME Credit Officer to accomplish the target - Analyse the environmental situation in the branch credit(SME) operation area, including competition, client needs, and satisfaction - Perform home client visit to collect data, verify document and ensure the completion of application. - Train and support SME credit officer on loan assessment, collateral valuation, loan approval process and target client determination. - Conduct post check, trigger event and annual review which are required by SME credit policy. - Follow up SME lending process and ensure policy, procedure and guideline are complying. - Assist relationship manager on preparing and analysing the credit report at branch which pick up the key issues to relationship manager for action taken. - Involve in branch risk register process in credit risk. - On behalf relationship manager to provide training/ refreshment to branch credit staffs on all credit policy including, loan assessment and evaluation, pre-check and post check and property valuation. - Contribute in customer referral or cross selling of other products if there is a need - Other tasks assigned by supervisor

- Bachelor’s Degree in Banking, Management, Business Administration, or Marketing - At least 2 years experience in MFI credit operations especially SME lending - Experience working at MFI as a Chief CO and/or credit supervisor level - Good leadership capabilities - Ability to communication in English and Khmer (written and spoken) - High motivation and creativity - Good conceptualization and analytical skills - Honesty and good interpersonal skills * Benefits -Competitive salary package to the employees -Khmer new year bonus -Phchum Ben bonus -Retention bonus -Retirement bonus -Incentive -Pension fund -100% medical insurance for employee’s spouse and children for local treatment -Overseas treatment -Accident insurance 24/7days -Education loan with only 2% interest rate per year -Housing loan with only 5% interest rate per year -Maternity/Paternity Allowance -Annual leave based on Cambodia labour law -Capacity development and opportunity to promote per job requirement -Seniority payment -Working condition in accordance to the Cambodian Labor Law