·    To acquires new SME borrower and grow SME loan book at the branch

·    To evaluate loan applications and submit a comprehensive analyzed credit memo.

·    Ensure that bank’s credit principles and policies are followed and complied.

·    Ensure that deviations from the bank’s credit management processes/procedures/policies are identified and properly addressed.  

·    Collect supporting documents from borrowers for the loan applications and to verify the repayment sources of income.

·    Conduct site visits and inspections where necessary to verify the applications and attend meeting with borrowers to discuss loan proposals to understand their businesses.

·    Make sound recommendations based on quality analysis and ensure timely submission of the credit memos for approval.

·    Response to queries raised by Credit Risk Management Team on the loan applications

·    Monitor the loans review date and ensure prompt review of loans.

·    Monitor progressive loans and post-disbursement conditions to ensure compliance of conditions imposed.

·    Ensure proper filing of documents for the Corporate Borrowers.

·    Liaising and follow up with CAD for the issuance of LO and loans releases.

·    Bachelor's degree in banking and finance or related file

·    At least 2 years of experience in Banking 

·    Skills/knowledge in Loan processing and Sales

·    Ability to acquires loan and deposit customer

·    Sound written and verbal English communication skills. Chinese Speaking is an additional advantage.

Computer Skills (Ms. Word, Excel, and Power Point).