-Reviewing internal policy, procedure, guideline, and flow and propose to manager and committee to amend any weakness and less effective; - Create effective solution to speed up loan processing; - Conducting training program as quarterly or any urgent need to credit assessment team and credit staff to improve/strengthening credit quality; - Collecting/gathering all related sources of credit application to review and analyze which following internal standard and procedure; - Check and review clients ‘credit history, collaterals, and legal document to comply with internal requirement and external regulations; - Conduct site visit to clients resident, site of collaterals, and business status etc., - Prepare loan application and submit to manager or/and committer for review and approval; - Responding to information inquiry from clients and follow up about credit status; - Monitor and ensure that loan applications are maintained in compliance with internal policies and external regulators; - Support credit team to key in credit information into system; - Reporting of credit disbursement, credit issue, and credit follow up to Credit Manager and management; - Monitoring, coaching, and training team member to understand well relating to policies, procedure, and guideline and ensure they have enough skill and ability to perform the assigned task; - Other task assign by Credit Manager/Managements.

- Male or female (encourage applying). - Bachelor or Master’s degree in Banking and Finance, Business Administration, and other. - Minimum 5 years experiences as credit skill, assessment/underwriter, with MDI, MFI or Bank Preferable from Banking. - Required experience for processing and analyses large loan (Corporate, Business, SME, and Micro loan). - Well understanding of credit analysis and result oriented. - Good at collaterals evaluation and legal process. - Expert in Microsoft Office (Words, Excel, Power point, Outlook) and Core Banking System. - Good communication and interpersonal skill. - Good at presentation skill. - Flexible, friendly, team work, and goal oriented. - Good at English language proficiency. - And good in time management. ** REMUNERATION Khmer Capital Microfinance Institution will provide an attractive compensation and benefits based on candidates experience and competency.