1) Develop and support the implementation of credit strategies, credit policies, and credit procedures. 2) Identify all types of credit risk and recommend any enhancement of credit risk management framework, credit strategies, credit policies and credit procedures. 3) Carry out an independent evaluation of loan requests from all branches, approve loans within discretionary power or recommend to higher authorities for approval. 4) Develop new loan products or tailoring the existing products in order to incorporate risk-based lending practices into lending product development processes. 5) Manage the diversification and trend of all loan portfolio compositions and recommend any limits of portfolio exposure. 6) Manage bad debt accounts including delinquent, non-performing, restructure and write off loans. 7) Participate in recruitment, annual performance evaluation and capacity development of all credit related positions. 8) Ensure that sufficient support of all operational aspects is effectively provided to all branch’s operation staffs. 9) Be willing and ready to contribute and assist where needed

1. Bachelor’s degree in business administration or equivalent; 2. Minimum 5 years of working experience in Microfinance credit risk management or operational related field; 3. Good analytical, interpersonal, problem-solving and presentation skills. 4. Be computer literate – MS office and MS outlook. 5. Good English skills including writing, speaking, listening and reading. 6. Dynamic personality and strong creative outlook. 7. Be honest, flexible, hardworking, and willing to travel.