** Job Purpose: To provide support to all consumer credit related matters including but limited to credit policies i.e. mortgage, auto loan, personal loan and other related lending comsumer product with a view to maximise productivity and effectiveness whilst ensuring adherence to statutory requirements and supporting cimb business objectives and risk appetite. ** Job Dimension: - Budget (Operating/Capital): N/A - Total No. of Reporting Staff: N/A ** Communications & Working Relationship - External: Customer, Lawyers, Credit Counselling Cambodia, Credit Bureau Cambodia, Association of Banks in Cambodai etc. - Internal: Compliance, Audit ,Risk, CM, Credit Admin, Credit Opertaions……etc. ** Key Responsibilities: - To assess and approve consumer lending credit paper within agreed SLA and DA - To ensure all credit paper and support documents are properly validated and followed policy and procedure. - To strongly engage relevant stakeholders eg CM, Operations, Credit Admin and sales staff - To contribute to consumer lending business on credit underwriting process and recommend/deliver initiatives to improve on consumer lending process. - To foster team environment, high-performance culture, encourage best practice sharing and good sales ethics - To monitor and implement controls to manage sandbagging, manipulation, loan cancellation, malpractices, non-compliance - To develop/enhance process/procedure to ensure we deliver good customer experience especially in term of turnaround time. - To deliver other tasks that is assigned by line managers

** Knowledge Skills and Experience: - Experience in credit review and credit management; - Strong ability to negotiate and building relationship; - Ability to work under matrix and demanding environment; - Recognized business market trend; - Strong communication and interpersonal skills; - Attentive to detail and accuracy; - Computer literacy in MS Word, Excel and Power Point.