Responsibilities - Preparation of credit proposals for new/enhancement loans/financing for submission to the relevant approving authorities & ensure speedy turnaround. This includes the following: - identifying pertinent credit-related issues and work out viable financing solution for clients; conducting pre-approval visits & interview loan applicants; and - handling post-approval work process. - performing KYC and AMLA check - To ensure that all credit proposals comply with applicable regulatory framework/guidelines and the Group’s policies and procedures. - To monitor the financial performance and any news on the borrowers/customers this may have an impact on the credit of the borrowers/customers. - To present the credit proposals to the relevant approving authorities. - To monitor loan/ financing covenants. - To update/prepare and submit weekly, monthly and quarterly business and administration reports on timely basis in relation to the loan/financing portfolio to respective portfolio owner at group level - To monitor and manage loan portfolio to ensure any deterioration in the asset quality is properly escalated to the relevant authorities. - To assist in other transaction banking related businesses e.g. supporting trade finance business growth via customer fronting and providing solutions - To grow CASA Balances and Cash Management revenues (where appropriate and within your control) for Business unit (CTB) - Other task/project as assigned.

- Degree holder, preferably in Economics, Finance and Business Administration; - At least 3-5 years of working experience in banking - Excellent written and spoken communication skills as well as presentation skills; - Demonstrate great propensity to learn as well as adapting to changing situations; - Ability to develop mutually beneficial business relationships with internal and external parties, and apply innovative end to end propositions that will generate significant business opportunities; - Experience and/or knowledge in trade finance will be an added advantage - Result-oriented individual, resourceful and strong business connections in identifying and developing business opportunities.