1. Departmental & organizational structuring - Develop, design and ensure maintenance of tools, policies and procedures (risk management framework) inherent to the risk department, for validation by the Risk Management Committee; - Provide recommendations for review of the risk management framework as needed; - Ensure integration and mainstreaming of risk management across all Chamroeun’s departments, frameworks, etc., - Develop and ensure implementation of communication lines across the organization regarding risk; - Advise Chamroeun’s board and senior management in building an organizational culture of risk; - Develop and maintain a structured communication with the internal audit department; - Awareness raising and training of all risk-owners on their roles, responsibilities and accountabilities with respect to risk management; - Lead the Risk Taskforce at Chamroeun’s management level; - Manage progress in risk management graduation model and plan; - Ensure cost-effectiveness and efficiency of risk framework; - Periodic review of internal policies and procedures to ensure adequacy and relevance in terms of risk management. 2. Risk Identification & assessment - Carry out regular risk control self-assessments; - In coordination with all relevant stakeholders, design, implement and maintain a risk appetite framework in order to be able to measure the severity of both the financial and non-financial risks of Chamroeun; - Pro-actively ensure that risks are measured and quantified according to the risk appetite framework in order to make prioritization of mitigating actions possible; - Develop, design and maintain an incident reporting process and implementation and maintain an incident database; - Carry out risk assessments in preparation for key developments in Chamroeun including new technology, partnerships, product developments, expansions, policy and procedure developments, etc.; - In coordination with the risk owners, update risk registers accordingly; - Pro-actively ensure that new risks are identified, quantified, and understood by the relevant risk-owners. 3. Risk Monitoring - Update Key Risk Indicators and Risk Matrix to monitor and communicate risk levels accordingly; - Provide training to all risk-owners on their roles, responsibilities and accountabilities with respect to risk management, including using lessons learnt as well as sharing of best practices; - Support risk-owners in developing mitigation strategies in response to risks and follow-up implementation of these mitigation strategies; - Design, implement and maintain risk tracking on order to ensure that mitigation measures are taken in time;

- Education: Bachelor degree in finance, economics, or related social sciences - Experience: At least two years in the microfinance sector at a managerial level - Knowledge: Basic understanding of the microfinance business in Cambodia, and preferred understand of the enterprise risk management framework, including where possible previous exposure to internal audit work, operations, and/or risk. - Language: Strong grasp of the English language a must, both written and orally. Fluent Khmer.