- Evaluate loan applications and submit a comprehensive analyzed credit memo. - Ensure that bank’s credit principles and policies are followed and complied. - Ensure that deviations from the bank’s credit management processes/procedures/policies are identified and properly addressed. -Collect the supporting documents from borrowers for the loan applications and to verify the repayment sources of income. - Conduct site visits and inspections where necessary to verify the applications and attend meeting with borrowers to discuss loan proposals to understand their businesses. - Make sound recommendations based on quality analysis and ensure timely submission of the credit memos for approval. -Respond to queries raised by Credit Risk Management Team on the loan applications. - Monitor the loans review date and ensure prompt review of loans. - Monitor progressive loans and post-disbursement conditions to ensure compliance of conditions imposed. - Ensure the proper filing of documents for the Corporate Borrowers. - Liaise and follow up with CAD for the issuance of LO and loans releases.

- Bachelor degree in banking and finance or related file - At least 2 years of experience in Banking - Skills/knowledge in Loan processing and Sales - Ability to acquires loan and deposit customer - Sound written and verbal English communication skills. Chinese Speaking is an additional advantage - Computer Skills (Ms. Word, Excel, and Power Point) * How to aply - Interested candidate should submit your CV, cover letter, 2 new pieces of 4x6 photo, copied ID card, family book, birth certificate, education and work certificates, and transcript to KREDIT Microfinance Institution Plc. Head Office at #71, St. 163, SangkatToul Svay Prey I, Khan Chamkarmorn, Phnom Penh or by Email: careers@phillipbank.com.kh Or candidates can apply by Website: www.phillipbank.com.kh (Send only CV& cover letter in word or pdf file. Don’t attach docs). Closing Date: 31 Jan 2020 at 04:00 PM Phillip will be neutral, not bias, transparency, non-discrimination towards sex, religious, political affiliation, disability, color and marital status. - Note: Only shortlisted candidates will be notified. The application and documents will not be returned.