** Regional-Takeo/Kampot - 271-Krong Preah Sihanouk - Check the loan application submitted by COs, and CCOs to ensure the enough data, information, and relevant documents/ references before approving it under authorization given or recommend to Credit Committee for approval or rejection. - Set up and control the yearly, monthly, and daily plan of disbursement and collection in order to grow the quality of loan portfolio. - Cross-sell none credit products and services. - Direct all operational aspects including distribution operations, customer service, human resources, administration, and sales at branch. - Develop cash flow forecasts, financial objectives, and business plans (loan and none loan services). - Assess local market conditions and identify current and prospective sales opportunities for Loan and none loan services. - Take the lead in promoting Company’s products and services to potential clients and local authorities. - Day-to-day manage staff at the branch by follow up the individual staff Performance, Identify the Training need, provide supporting to improve their performance, and participate of the capacity building. - Coordinate and resolve disputes in the branch. - Review and implement target planning of Credit & Branch Supervision Department and relevant departments effectively and in a responsible manner. - Monitor and follow up customer repayment reports daily. In cases where there is a customer later repayment, it is necessary to arrange a credit officer responsible for accessing the client's residential or business premises so that they can study and solve the problem in a timely manner, avoiding the debt being a serious debt. - Regularly monitor office management, security, ordering both inside and outside the office. - Ensure appropriate training and communication new products, policies, procedures and ensure branch staffs in compliance. - Maintain communication between the branch and management by preparing daily, weekly, and month-end reports regarding operations and productivity. - Formulate recommendations and provide feedback to the management regarding operational policies and procedures.

- Bachelor of Business Administration in Management or Finance and Banking or in any related field. - At least three years’ experience in Microfinance or banking industry or other related field. - Honesty, Initiative, creatively, high commitment and good inter-personal skill, and able to manage and lead team for success. - Ability and effectively communicate in both Khmer and English. - Sound working knowledge of Computer (Ms. Word, Ms. Excel, Flexcube, Email). - Good commitment in fieldwork and strong willing to work with rural people. - Good understanding of Cambodian MFI/banking rules and regulations. - Salary can be negotiable. ** KREDIT provides competitive salary based on education, experience, and potential. We offer annual salary increment plus other benefits such as: 1. Annual incentive 2. Bonus (13th month salary) 3. Pchum Ben salary 4. 24 hours insurance covered staff safety 5. Monthly health benefits 6. Public holiday comply with Cambodia labor law 7. Five working days per week 8. Special interest rate of staff loan 9. Staff wedding package 10.Provide staff scholarship 11.Maternity package How to apply Interested candidate should submit your CV, cover letter, 2 new pieces of 4x6 photo, copied ID card, family book, birth certificate, education and work certificates, and transcript to KREDIT Microfinance Institution Plc. Head Office at #71, St. 163, SangkatToul Svay Prey I, Khan Chamkarmorn, Phnom Penh or by Email: job@kredit.com.kh or candidates can apply by Website: www.job.kredit.com.kh (Send only CV& cover letter in word or pdf file. Don’t attach docs.). ** Closing Date: 11-December-2019 at 04:00 PM KREDIT will be neutral, not bias, transparency, non-discrimination towards sex, religious, political affiliation, disability, color and marital status. Note: Only shortlisted candidates will be notified. The application and documents will not be returned.