* Enhance Shareholders’ Value (Financial) • To assist Head of Risk and works closely with Business Units to on-board and retain good credit customers; • To provide quality inputs / make sound & balanced credit decisions when approving a credit; • To ensure credit applications recommended for approval/approved are within credit appetite and guidelines of the bank. • To ensure good quality and healthy credit portfolio and minimize credit losses by monitoring regularly. • To ensure appropriate reward to the risks. • To work closely with Business Units to ensure approved terms and conditions are followed through. * Internal Business Process • To work closely with Business Units to initiate/develop processes, templates, etc. to improve work efficiency and effectiveness. • To proactively participate and to provide constructive feedback and input to the development of credit underwriting guidelines. • To actively involved in the development of new credit related products. • To ensure that proper internal controls, guidelines and governance are in place to facilitate day-to-day activities. • To keep abreast on market/event risks and highlight to supervisors any potential threat to Banks portfolio in event of such market/event risks. • To ensure loan late payment is captured and followed up on timely manner and to engage with Business Units to identify and develop strategy for collection effort. *Customer Employee Engagement & Development • To build good relationship with Business Units. • To work closely with Business Units trying to structure deals to be beneficial to both bank and customer with strong risk control. • To ensure the approval turnaround time is or beyond service level agreement set. • To assist Head of Risk in running credit knowledge/best practice sharing session to the Business Units. • To ensure self development and to develop others.

*Requirement: • Tertiary qualification in Business related; • At least 5 years lending experience; • Strong analytical skills; • Strong knowledge and understanding of country economy and the business practice in Cambodia; • Have a good business minded with strong interpersonal skills; • Understand about local regulatory requirements; • Good written and verbal communication; • Good planning, organizing and problem solving skills; • Excellent problem identification & resolution skills; • Highly motivated and committed; • Good knowledge of Microsoft Office and Windows-based computer applications.