- Provide leadership to SME Credit Officer to accomplish the target - Analyse the environmental situation in the branch credit(SME) operation area, including competition, client needs, and satisfaction - Perform home client visit to collect data, verify document and ensure the completion of application. - Train and support SME credit officer on loan assessment, collateral valuation, loan approval process and target client determination. - Conduct post check, trigger event and annual review which are required by SME credit policy. - Follow up SME lending process and ensure policy, procedure and guideline are complying. - Assist relationship manager on preparing and analysing the credit report at branch which pick up the key issues to relationship manager for action taken. - Involve in branch risk register process in credit risk. - On behalf relationship manager to provide training/ refreshment to branch credit staffs on all credit policy including, loan assessment and evaluation, pre-check and post check and property valuation. - Contribute in customer referral or cross selling of other products if there is a need - Other tasks assigned by supervisor

- Bachelor’s Degree in Banking, Management, Business Administration, or Marketing - At least 2 years experience in MFI credit operations especially SME lending - Experience working at MFI as a Chief CO and/or credit supervisor level - Good leadership capabilities - Ability to communication in English and Khmer (written and spoken) - High motivation and creativity - Good conceptualization and analytical skills - Honesty and good interpersonal skills Benefits - AMK provides a competitive salary package to the employees - Salary increment rate every year - Khmer new year bonus - Phchum Ben bonus - Retention bonus - Retirement bonus - Staff incentive - Staff pension fund - 100% medical insurance for employee’s spouse and dependences for local treatment - Staff overseas treatment - Staff accident insurance 24/7days - Staff loan for education purpose with only 2% interest rate per year - Staff housing loan with only 5% interest rate per year - Paternity and Maternity allowance - Annual leave 18 days per year - Staff capacity development and opportunity to promote per job requirement - Working condition in accordance to the Cambodian Labor Law