1. Policy Development and Documentation:

• Draft, revise and maintain loan processing policies, guidelines and standard operating procedures (SOPs) for credit division.

• Ensure that policies align with national regulations, industry best practices, and the bank’s internal risk management standards.

• Collaborate with stakeholders to ensures policies are practical, effective, and supportive of business objective.

2. Regulatory Compliance:

• Monitor, interpret, and communicate regulatory and legal changes affecting loan processing, credit assessment, and risk management.

• Update internal guideline and ensure the bank’s practices comply with latest regulatory requirement from Cambodian financial authorities.

• Work with the Compliance and Risk teams to conduct periodic reviews and audits of loan processes and policy adherence.

3. Risk Assessment and Mitigation:

• Identify potential regulatory risk within loan processing workflows and propose mitigations.

• Collaborate with credit risk and legal teams to ensure policies reflect robust risk management strategies and support sustainable loan portfolio growth.

4. Training and Support:

• Develop training martials and conduct sessions to educate loan officers, credit analysts, and other stakeholders on new or updated policies.

• Act as a point of contact for quires related to loan processing, policy interpretation, and regulatory compliance within the credit division.

• Provide ongoing guidance and support to ensure consistent application of policies across all branches.

5. Reporting and Documentation

• Maintain accurate and comprehensive documentation for all policies, guidelines, and regulatory interpretations.

• Prepare reports and updates for senior management and regulatory bodies on policy compliance and any changes in regulations effecting loan processing.

• Bachelor’s degree in Law, Banking, Business Administration, or a related field.

• Minimum of 5 years of experience in regulatory compliance, policy writing, or risk management, loan planning within banking sector.

• Proficiency in legal research and familiarity with regulatory frameworks governing lending and credit.

• Ability to work collaboratively with cross-functional teams, including legal risk, risk, and compliance department.

• Fluency in Khmer and English and strong at writing skill.

*** Remunerations:

• Competitive salary and Annual Increment

• Lunch Allowance

• Annual Bonus (Khmer New Year & Pchum Ben)

• Seniority Pay

• Life/Health Insurance

• Uniform Allowance

• Staff Loan

• Other Bonuses..........