• Support the bank to achieve unsecured loan portfolio

• Monitor loan collection process and gather information of defaulters to evaluate the causes and proper classification of NPL to take action effectively

• Lead recovery team to communicate with delinquent borrowers, establish and develop effective payment plans with delinquent borrowers. (include cooperation with loan officers)

• Negotiate and find resolution with defaulters outside court complied to bank policy

• Advice borrowers of their legal liabilities under existing contract law (including the interpretation of their liability under the loan agreement)

• Liaise with compliance team/lawyers on litigation cases until the cases are closed

• Submit the litigation cases to the judge

• Attend Court to meet with the Judges whenever required

• Follow up legal settlement process and make sure it effectively and efficiently with internal and external lawyer firm

• Cooperation with assessment team with Conducting site visit and Report to assessment teamwide recommendation and proposed repayment method of the overdue clients

• Other duties and responsibilities that Management may assigned from time to time

• Bachelor or degree equivalent in Banking and Finance, and law or related field.

• At least 5-year experiences in the banking industry or related field.

• Able to communicate well in English

• Strong negotiation and problem-solving skills

• Attention to details.

• Good level of computer program (MS. Word & Excel).

• Good understanding of business process.

• Committed, patient and able to work under pressure

• Quick learner on policies, procedures and credit processes

• Have good interpersonal communication skill, team work, independent, conflict management resolution, result-oriented; ability work without supervision under pressure.

• Ability appropriately effectively solve problem by showing good problem solving negotiation with levels various situations; good interpersonal communication.

• Be integrity, accountability, commitment strong compassion towards with poor the institution strong social mission;

• Be highly committed work under pressure be willing frequently travel place across provinces/cities chase up migrated overdue loan partners/clients;