1.    Risk Identification & assessment

-       Assist manager carry out risk assessments in preparation for key developments in Chamroeun including new technology, partnerships, product developments, expansions, policy and procedure developments, etc.;

-       Observing or performing UAT for new/existing products and services.

-       Assist manager to carry out regular risk control self-assessments;

-       In coordination with all relevant stakeholders, design, implement and maintain a risk appetite framework in order to be able to measure the severity of both the financial and non-financial risks of Chamroeun;

-       Pro-actively ensure that risks are measured and quantified according to the risk appetite framework in order to make prioritization of mitigating actions possible;

-       Maintain an incident reporting process and implementation and maintain an incident database;

-       Pro-actively ensure that new risks are identified, quantified, and understood by the relevant risk-owners.

-       Conduct field visit including branch visit and on site loan quality check as assigned by manager.

Conduct field visits, including branch visits and on-site loan quality checks, as assigned by the manager.

1.    Risk Monitoring

-       Assist manager to update Key Risk Indicators and Risk Matrix to monitor and communicate risk levels accordingly;

-       Provide training to all risk-owners on their roles, responsibilities and accountabilities with respect to risk management, including using lessons learnt as well as sharing of best practices;

-       Support risk-owners in developing mitigation strategies in response to risks and follow-up implementation of these mitigation strategies;

-       Assist manager to update and follow up risk tracking on order to ensure that mitigation measures are taken in time;

Analytical data and figures for further reports and monitoring of credit concentration and credit risk management report as monthly basic to manager

1.    Reporting & communication

-       Prepare the Risk Committee paper on a monthly & quarterly basis and/or as required.

-       Provide regular reports, written and oral, to risk-owners on the evolution of risks across Chamroeun, according to a pre-defined escalation matrix according to risk level, and including incident reporting;

-       Provide regular reports, written and oral, to the Board Risk Management Committee;

Ensure effectiveness of risk communication lines across the organization.

1.    Education

-       Degree in Risk Management, Financial, Banking, Business Administration, or other related discipline.

2.    Experience

-       More than 2 years relevant experiences in operational risk measurement and risk management, or another related environment.

-       Sound Enterprise Risk Management principles (Operational and Credit Risk).

-       Strong conceptual and analytical thinking skills.

-       Good knowledge of best practice standards for Risk Management, Business Operations and Information Technology Operations and Processes

-       Must possess excellent interpersonal skills and be able to communicate and manage relationships at all levels.

-       Understanding of control and risk management concepts.

-       Understanding of Banking Operation Process.

Ability to organize and work under pressure.