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Credit Officer (Car Loan)

Company Asean-works
Posted 24-09-2018
Closing date 24-12-2018
Term Full time
Category Finance
Location Battambang
Salary 1000 USD -- USD
Year of Experience
Number of hire
Sex Male/Female
Job level Middle
Job Responsibilities:
- Promote the car loan products and meet with applicants
- Build and maintain a good relationship with car dealers
- Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans
- Directly do the credit assessment for verification and recommendation
- Visit the customer’s residence and car dealer if requested
- Handle customer complaints and take appropriate action to resolve them
- Prepare weekly report and others necessary report to manager
- Control of all document and inbound business consultation to customers
- Duty of auto finance assessment
- Prepare weekly report to the Head Office
- Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents and etc)
- Evaluate the financial status of clients including financial ratios, trend, cash flow analysis, and financial projections
- Evaluate clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
- Analyze the data and preparing reports about the degree of risk in lending money to clients
- Analyze client records and using the data to recommend payment plans
- Monitor loans for compliance
- Other tasks assigned manager
Job Requirements:
- Bachelor degree in the field of Banking/Finance or related degree
- Minimum of one (1) year experience in credit department of the leasing company
- Candidates who has background in car loan is an advantage
- Able to use Microsoft office (Word, Excel, PowerPoint) and Internet
- Be honest, highly committed, and flexible
- Able to work under pressure, independently as well as in team
- Good communicate in English and able to communicate in another language is a plus
- Good negotiation skills
- Experienced in in-bound and out-bound sales
- Positive personality (Active and friendly)
- Able to work alone confidentially
- Living in the working province is mandatory
Contacts:
Contact Person
Website http://asean-works.com
Address 2nd Floor KEY Real Estate Building #108, St 245, ABCD, Mao Tse Toung, Toul Tompong 2, Chamkarmorn.
Phone 012 846 222/ 069 900 995
Email jobs@asean-works.com